We encourage members, who are using our FREE
or Premium FREE checking accounts, to apply for our
CashPlu$ ATM/Debit card. This card is a convenient way to access your checking account funds and it doubles as an ATM card. There's no annual fee for this card and it carries the MasterCard® logo.
If you don't have one of our fantastic FREE checking accounts, but still want to gain access to your share
savings account(s), we also offer an ATM card.
Find out more about these convenient cards and using ATMs by reviewing additional
information found here:
Understanding the fees and surcharges associated with ATMs can be confusing.
Please see the following information for a better understanding.
Fees vs. Surcharges
An ATM fee is assessed by GECU to members using Foreign
(non-GECU) ATMs. We are passing along a small portion of the fee GECU is
charged for this transaction; it helps to offset our costs.
Members may be surcharged at non-GECU ATMs. ATM
surcharges are charges that ATM owners assess to those using their machines;
users are informed about the surcharge when making their ATM transaction. A
surcharge may range anywhere from $1 - $5. Please note: We do not charge this fee, it is controlled by
– and collected by – the ATM owner.
GECU vs. Foreign (Non-GECU) ATM Fees
GECU ATMs:
When you use an ATM owned by GECU, there is no fee
or surcharge for any transaction. Click here
to locate GECU ATMs.
Foreign ATMs:
Foreign ATMs are ATMs which GECU does not own. As discussed above,
these ATM owners may charge a surcharge fee to use their machine.
Please note, we do not charge this fee, it is controlled by - and
collected by - the ATM owner.
ATMs in the
Alliance One network
do not incur a surcharge.* GECU members can also make surcharge-free
cash withdrawals at
5/3rd Bank
ATMs. To help offset our
costs, we do pass on a small portion of the fee we are charged for the
transaction.
$.50 for Jeanie℠ network ATM transactions (this includes
5/3rd Bank ATM transactions) and
$.75 for non-Jeanie network ATM transactions (i.e. STAR or PULSE
network ATMs).
*When using a foreign ATM within the
Alliance
One network, occasionally machines will display a standard surcharge message on
the screen during your transaction. Despite seeing this message,
Alliance One network members will
not actually pay this surcharge when the transaction is processed through the
network. This list is
updated continually and is up to the institution who owns the ATM to notify the
Alliance One network of any changes. Please check your account to confirm this
surcharge has not been charged to your account.
We encourage members, who are using our 
